Loan terms can vary depending on the asset, lender and finance structure. We can help you compare available repayment terms and understand how different loan periods may affect your repayments and overall finance costs.
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About Asset Finance
Asset finance provides businesses and individuals with a flexible way to acquire essential assets without paying the full purchase price upfront. Whether you need to purchase vehicles, equipment, machinery or other business assets, asset finance allows you to spread the cost over an agreed repayment term, helping you manage cash flow while accessing the assets you need.
Depending on your circumstances and the type of asset being financed, there are a range of finance structures available. In many cases, the asset being financed serves as security for the loan. Lending criteria, interest rates, fees, deposit requirements and end-of-term obligations can vary between lenders and finance structures. At Yen Financial Services, we can help you understand the available asset finance options and identify a structure that aligns with your business needs, cash-flow requirements and financial circumstances.
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Asset Finance Options
Depending on the asset, your financial circumstances and lender requirements, different finance structures may be available for:
In many cases, the asset being financed may be used as security for the loan. Interest rates, fees, deposit requirements, lending criteria and end-of-term obligations can vary between lenders and finance structures.
Questions? You’re covered.
Asset finance may be used to finance a range of eligible assets, including vehicles, machinery, equipment and other business-related assets. Available options will depend on the type and value of the asset as well as lender requirements.
Deposit requirements vary depending on the lender, the type of asset being purchased, your financial position and the finance structure selected. Some options may require an upfront contribution while others may offer greater flexibility.
Yes, finance may be available for both new and used assets. Eligibility can depend on factors such as the age, condition and value of the asset, as well as individual lender criteria.
The most suitable finance structure depends on your business needs, cash flow, type of asset and financial circumstances. Yen Financial Services can help you understand the available options so you can make an informed decision.